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Socioeconomics effects of financial education on high school students

Grant number: 15/14383-4
Support type:Scholarships in Brazil - Scientific Initiation
Effective date (Start): October 01, 2015
Effective date (End): September 30, 2016
Field of knowledge:Applied Social Sciences - Economics
Principal researcher:Lucilio Rogerio Aparecido Alves
Grantee:Gleydson Vicente Mota
Home Institution: Escola Superior de Agricultura Luiz de Queiroz (ESALQ). Universidade de São Paulo (USP). Piracicaba , SP, Brazil

Abstract

The present study aims to evaluate the impact of a financial education in high school students, by monitoring the development of knowledge and abilities about personal finances.The inflationary period that Brazil passed through until 1994 has changed the Brazilian consumer profile to a culture of savings due to an impracticable financial planning in that period. In a perspective of income growth, credit expansion, and poverty reduction, the consumer's profile has changed and the imminence of consumerism due to an emerging of a new middle class that have, in some ways, irrational attitudes. The level of investment, still incipient in Brazil, is essential to finance new companies and projects and the private pension takes part on an ambience that the government transfers to the citizens the responsibility to subscribe to a pension plan. Therefore, the consumer financial education play an important role in solving countless socioeconomic problems in Brazil.

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