The influence of financial literacy, materialism and temporal orientation on individuals' financial well-being

• Grant number: 17/16659-2
• Support Opportunities: Regular Research Grants
• Start date: April 01, 2018
• End date: March 31, 2020
• Field of knowledge: Applied Social Sciences - Administration - Business Administration
• Principal Investigator: Mateus Canniatti Ponchio
• Grantee: Mateus Canniatti Ponchio
• Host Institution: Escola Superior de Propaganda e Marketing (ESPM). São Paulo , SP, Brazil

Abstract

The identification of factors that affect individuals' financial well-being is a current and relevant topic in consumer behavior, behavioral finance, and economic psychology literatures. Among the multiple causes that have been identified as antecedents of financial well-being, the following three are of high importance: financial literacy, materialism and temporal orientation. In this sense, this research project aims to examine the relationships between these constructs through the following three objectives: a) to evaluate the direct effects of financial literacy, materialism and temporal orientation on financial well-being; b) to evaluate the moderating effect of financial literacy on the relationship between materialism and financial well-being; and c) to evaluate the moderating effect of financial literacy on the relationship between temporal orientation and financial well-being. As for the methodological aspect, the project is divided into three phases: in the first, efforts will be directed towards the validation of measures in the context of the study; in the second, a national survey will be conducted with about 800 respondents in order to test the research hypotheses; in the third, experiments will be conducted to analyze the causal relationships between the abovementioned constructs. We expect to provide contributions of a theoretical, methodological and substantive nature that will favor the elaboration of more effective intervention strategies in the promotion of the individuals' financial well-being. (AU)

Scientific publications

(References retrieved automatically from Web of Science and SciELO through information on FAPESP grants and their corresponding numbers as mentioned in the publications by the authors)

PONCHIO, MATEUS CANNIATTI; CORDEIRO, RAFAELA ALMEIDA; GONCALVES, VIRGINIA NICOLAU. Personal factors as antecedents of perceived financial well-being: evidence from Brazil. INTERNATIONAL JOURNAL OF BANK MARKETING, v. 37, n. 4, SI, p. 1004-1024, 2019. (17/16659-2)

PONCHIO, MATEUS CANNIATTI; CORDEIRO, RAFAELA ALMEIDA; GONCALVES, VIRGINIA NICOLAU. Personal factors as antecedents of perceived financial well-being: evidence from Brazil. INTERNATIONAL JOURNAL OF BANK MARKETING, v. 37, n. 4, p. 21-pg., 2019-01-01. (17/16659-2)