FIRMEZA: FACILITATING ACCESS TO REAL ESTATE PROPERTY WITH BLOCKCHAIN AND TOKENIZATION

• Grant number: 24/08398-8
• Support Opportunities: Research Grants - Innovative Research in Small Business - PIPE
• Start date: January 01, 2026
• End date: September 30, 2026
• Field of knowledge: Physical Sciences and Mathematics - Computer Science - Computer Systems
• Principal Investigator: Aline da Silva Ferreira
• Grantee: Aline da Silva Ferreira
• Company: FIRMEZA TOKEN LTDA
• CNAE: Atividades de administração de fundos por contrato ou comissão ; Atividades imobiliárias de imóveis próprios
• Associated researchers: Alana Nervo Gazola ; Daniela Menezes Garzaro ; Dayana Rosa Mazini Taniguti ; DIEGO MORAES SILVA ; Pedro Pirim Rodrigues

Abstract

The Firmeza Project was born with the purpose of tackling the critical problem of limited access to real estate property by socioeconomic classes C, D and E in Brazil, where the accumulation of capital for the entry of a property is a significant barrier, accentuated by a market for informal work and complex financial systems. The main objective of this project is to develop an innovative technological platform based on blockchain for the tokenization of properties, thus facilitating the fractional purchase of properties and making the dream of owning a home more accessible for these populations. The methodology adopted is centered on the development of a technological prototype for programming smart contracts on the Ethereum blockchain, using ERC-1155 tokens to represent real estate property shares. These tokens allow secure and transparent transactions without the need for intermediaries, reducing costs and complexity. The platform will also be designed to be intuitive, ensuring that users with low financial and technological literacy can navigate with ease. The expected results of the Firmeza Project include greater liquidity in the real estate market through the reduction of financial and bureaucratic barriers, providing a new, more accessible form of real estate investment and the democratization of real estate ownership, which could result in significantly improved financial stability for investors and future owners in classes C, D and E. (AU)